FICO
Status-Quo-PlayerFair Isaac
$1,000.91
+8.57%
as of 13 Apr
Power Core
The moat in one sentence: FICO's power derives from regulatory codification and systemic coordination costs that make its credit score the de facto standard of American lending, irrespective of product superiority.
Direction of Movement
Upward on Price Power, with Regulatory Clouds Forming
ROC 200
-39.9%
FICO
Fair Isaac
$1,000.91
+8.57%
as of 13 Apr
DCF Fair Value: $523.96
Market data unavailable
Company Profile
Fair Isaac Corporation is a leading analytics software company that provides decision management tools and services to businesses worldwide. It specializes in predictive analytics, big data algorithms, and software solutions to manage risk, combat fraud, optimize operations, and ensure regulatory compliance across industries such as financial services, insurance, healthcare, retail, telecommunications, and the public sector. Renowned for the FICO® Score, the standard measure of consumer credit risk in the United States and used globally, the company enables lenders to assess creditworthiness objectively. Fair Isaac Corporation offers platforms for customer lifecycle management, including acquisition, onboarding, nurturing, protection, and communication, leveraging cloud computing, machine learning, AI, and open standards for flexibility and scalability. It also supports fraud detection and decision intelligence, helping organizations make precise, high-volume decisions. Founded in 1956 and headquartered in Bozeman, Montana, Fair Isaac Corporation plays a pivotal role in enhancing financial stability, customer experiences, and business growth through advanced analytics.