CFG
BalancerCitizens Financial Group
$64.76
+0.93%
as of 13 Apr
Power Core
The moat in one sentence: Citizens Financial's competitive position derives from its dense branch and relationship network across the Northeast and Mid-Atlantic corridor, combined with bolt-on fee businesses that raise switching costs for commercial and affluent retail clients but do not yet constitute an independent, self-reinforcing competitive advantage.
Direction of Movement
Lateral Drift With Downside Skew on CRE and Rates
ROC 200
+48.7%
CFG
Citizens Financial Group
$64.76
+0.93%
as of 13 Apr
DCF Fair Value: $325.95
mOS zones are proprietary L17X overlays and do not constitute trading signals or investment advice.
Company Profile
Citizens Financial Group is a regional bank holding company headquartered in Providence, Rhode Island, founded in 1828. The company provides comprehensive retail and commercial banking services to individuals, small businesses, middle-market companies, large corporations, and institutions across its network. Its Consumer Banking segment offers traditional deposit products, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale financing, and wealth management services. The Commercial Banking segment serves larger corporate clients with specialized financial solutions. Citizens Financial Group operates through multiple reportable segments, with consumer banking generating a majority of its revenue. The company serves as a significant regional financial institution, providing tailored banking advice and solutions designed to help customers achieve their financial objectives.